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Pawnbrokers Insurance

Insurance for Pawn Shops.

As a Pawnbroker, there are many specialized needs related to the type of insurance coverage you require.


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About Pawnbrokers Insurance

Assessing risk and protecting your business from loss is critical. The best way to do this is by aligning your company with the right insurance partner. A partner that truly understands your unique business needs and goals, while delivering exceptional coverage and a competitive price.


“As a 15-year pawnbroker and multi-store owner, one of my main concerns has always been insurance companies and how quickly they pay claims if at all. I’ve been with three different pawn insurance companies over the years and so far Marshall and Sterling has been by far the best I’ve seen. I’ve had one larger claim a few years ago and Dillon and the Marshall & Sterling team paid the claim within weeks! I highly recommend Marshall and Sterling to any pawnbroker."

- Mark, Motor City Pawn Brokers

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Our Specialty Risks Division can assist in providing a customized insurance solution, tailored uniquely for your business, including:

  • Building Coverage
  • Business Personal Property including Pledged and Unpledged Property
  • General Liability Coverage
  • Personal and Advertising Liability
  • Medical Expense
  • Fire Legal Liability
  • Hired And Non Owned Auto Liability
  • Employee Benefits Liability
  • Products and Completed Operations including the Availability of Guns / Ammunition Products Liability
  • Employee Theft
  • Money and Securities On and Off Premise
  • Business Computers
  • Electronic Media
  • Show Window Coverage
  • Business Income / 12 Month Actual Loss Sustained
  • Windstorm
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Tips from Experts
Tips from our experts
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Your Alarm System May Not Be Protecting Your Property

It’s no secret that the alarm system protecting your business is your first line of defense when detecting intruders attempting to gain entrance into your shop when it is closed for business. It is also a known fact that not all alarm systems are created equal - some being better than others, following the old adage “you get what you pay for."

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Firearm Handling & Storage

Scenarios involving firearms at your shop can not only cause financial hardship for your business, but the emotional trauma is immeasurable. Here are some suggestions for risk mitigation involving firearms at your pawnshop.

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Terrorism Insurance for Pawnbrokers

This article will set out to try and explain briefly the aspects to terrorism insurance and what it is and what it covers.

In the Spotlight
Dillon Fontaine
Dillon provides a broad range of insurance coverages for uncommon risks. He specializes in serving the construction, check cashing, money handling and pawnbroker industries. Dillon holds a Bachelor’s Degree in Business Administration, as well as a Minor in Marketing from American International College in Springfield, Massachusetts. He is licensed by the New York State insurance Department as a property and casualty insurance broker. He also holds excess lines insurance licenses in various states throughout the country. Call him today to discuss your coverage needs.
Dillon Fontaine