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Pawnbrokers Insurance

Insurance for Pawn Shops.

As a Pawnbroker, there are many specialized needs related to the type of insurance coverage you require.


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About Pawnbrokers Insurance

Assessing risk and protecting your business from loss is critical. The best way to do this is by aligning your company with the right insurance partner. A partner that truly understands your unique business needs and goals, while delivering exceptional coverage and a competitive price.


“As a 15-year pawnbroker and multi-store owner, one of my main concerns has always been insurance companies and how quickly they pay claims if at all. I’ve been with three different pawn insurance companies over the years and so far Marshall and Sterling has been by far the best I’ve seen. I’ve had one larger claim a few years ago and Dillon and the Marshall & Sterling team paid the claim within weeks! I highly recommend Marshall and Sterling to any pawnbroker."

- Mark, Motor City Pawn Brokers

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Our Specialty Risks Division can assist in providing a customized insurance solution, tailored uniquely for your business, including:

  • Building Coverage
  • Business Personal Property including Pledged and Unpledged Property
  • General Liability Coverage
  • Personal and Advertising Liability
  • Medical Expense
  • Fire Legal Liability
  • Hired And Non Owned Auto Liability
  • Employee Benefits Liability
  • Products and Completed Operations including the Availability of Guns / Ammunition Products Liability
  • Employee Theft
  • Money and Securities On and Off Premise
  • Business Computers
  • Electronic Media
  • Show Window Coverage
  • Business Income / 12 Month Actual Loss Sustained
  • Windstorm
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Tips from Experts
Tips from our experts
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Your Alarm System May Not Be Protecting Your Property

It’s no secret that the alarm system protecting your business is your first line of defense when detecting intruders attempting to gain entrance into your shop when it is closed for business. It is also a known fact that not all alarm systems are created equal - some being better than others, following the old adage “you get what you pay for."

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Terrorism Insurance for Pawnbrokers

This article will set out to try and explain briefly the aspects to terrorism insurance and what it is and what it covers.

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Don't Let Unpredictable Summer Weather Affect Your Pawn Business

Summer is known to be the season of fun in the sun – but it also brings the threat of dangerous storms. Summer weather can become extreme with thunderstorms, hurricanes, tornados, and the threat of flooding on top of it all. Don’t get caught unprepared in an emergency.

In the Spotlight
Scott Sweeney
Scott Scott Sweeney is a Senior Sales Executive, providing a broad range of insurance coverages for uncommon risks, serving the financial services industry including pawnbroking, check cashing and other money handling industries. He has been instrumental in helping to create Marshall & Sterling's Pawnbroker Insurance program, which today is recognized as one of the largest programs of its kind in the US. With more than 10 years of experience in insurance and financial services, Scott has written many articles and spoken on various risk management topics for the pawnbroking and check cashing industries. Call him today!
Scott Sweeney