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Employee Benefits

Offer benefits that work for you.

We will help turn your company’s benefits program from a drain on your bottom line to an asset that contributes to profitability.

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About our employee benefits team.

Marshall & Sterling Employee Benefits, Inc. is a market leader in providing group health insurance, employee benefits, HR administration and consulting, Flex and TPA services, and best-in-class benefits solutions and cost-containment strategies.  

We strive to develop long-term, mutually beneficial partnerships with our employee benefit clients. We start by gaining an understanding of your organization, its history, competitive challenges, and future direction.

>> See Our Team


After we get to know you and your company.


We combine the perspectives and insights of your staff, human resources professionals, and executives, together with our decades of experience to find the best possible options for your organization. We don’t push canned solutions on our clients. Instead, we tailor our guidance to meet your unique goals.


Human Resource Support

  • Phone Access to HR Specialist for Questions & Support
  • On-site Management & Staff training (harassment, diversity, time management)
  • Employee Handbook Review
  • HR360 – Online HR Library

Technology Solutions

  • On/Off Boarding
  • Performance Management
  • PTO/Time Management
  • Employer/Employee Self Service
  • Certification Tracking
  • Comprehensive Reporting & Licensing
  • Online Enrollment
  • Decision Support Tools
  • Mobile Application
  • FMLA Tracking


  • ACA Guidance/Tracking/Reporting (1094/1095-C)
  • 5500 Filing
  • COBRA Administration
  • Assist with DOL Audits
  • Regulatory & Compliance News
  • Webinars & Education

Sign-up now to receive our e-alerts and benefits news emails.


  • Custom Benefit Guide
  • Open Enrollment Portal
  • Health Fairs
  • Total Compensation Statement
  • Virtual Benefit Fairs

Worksite Solutions

  • Supplemental Insurances
  • Flex Benefits (FSA, HRA, HSA)
  • Home & Auto
  • Pet Insurance
  • EAP
  • Legal Support

Cost Containment

  • Telemedicine
  • Transparency Tools
  • Integrated HRA (Wellness)
  • Captives
  • International Delivery
  • Reference-Based Pricing
  • Plan Design Strategy/Benchmarking
  • Dependent Eligibility Audit
  • Wellness Solutions & ROI
  • Claims Repricing/Audit
  • PBM Analysis & Contractual Review


Speak with our employee benefits specialists today!

Our team maintains relationships with many of the largest and most respected insurance carriers throughout the country. This lets us provide our clients with a wide array of choices for cost-competitive programs throughout the insurance industry, including things such as:

  • Medical, Dental, Life, Vision
  • Prescription Drug Plans
  • Short & Long-Term Disability
  • NY Statutory Disability
  • Flex & COBRA Administration
  • Web-Based Enrollment and Tools
  • Health Advocacy Services
  • Centralized Program Administration

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Tips from Experts
Tips from our experts
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ACA Remains in Force After Court Rules Unconstitutional

A federal district court in Texas has ruled the entirety of the Affordable Care Act (ACA) unconstitutional.

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IRS Provides HDHP Relief Related to COVID-19

On March 11, 2020, the IRS issued Notice 2020-15 to advise that high deductible health plans (HDHPs) can pay for COVID-19 testing and treatment before plan deductibles have been met, without jeopardizing their status.

New, No-Cost option for MVP and CDPHP Members to get COVID-19 Care Now!

In a first of its kind partnership, CDPHP and MVP Health Care® (MVP) have come together to offer their membership free/no-cost access to virtual emergency room telemedicine services to assess the need for COVID-19 testing from the comfort of their homes.