Insight & advice from the experts at Marshall & Sterling

Third-party Employment Practices Liability Insurance
Third-party EPLI fills this gap between EPLI and CGL, and offers protection against allegations of wrongful acts made by customers, clients, vendors and suppliers. In general, covered claims include the following:
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Spending Bill Repeals Cadillac Tax & Other ACA Fees
On Dec. 20, 2019, President Trump signed into law a spending bill (H.R. 1865) that repeals three taxes and fees under the Affordable Care Act (ACA)
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Tips for Selecting Tires for Winter Driving
Here are few feelings as frightening as losing control of your vehicle. In winter driving conditions, the chances of this happening increase. To stay safe on the road, it is important to select the right set of tires for your winter driving needs.
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Claims Can Increase Your Home Insurance Cost
Home insurance is important to help you financially recover from a disaster. Unfortunately, filing claims can affect the cost of your insurance. Here are five examples, along with some ideas to reduce the chance of a loss that could create a claim
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Is It Time to Review Your Insurance?
As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve secured the proper coverage, all of their exposures are addressed and they no longer need to review their policies.
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Auto Insurance Terms You Should Know
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.
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7 Roadway Tips for Teens
You may feel excited at the chance to get behind the wheel, but it’s normal to feel a little anxious about driving too. That’s why you should use the tips below to stay safe on the road.
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Cyber Attacks - A Growing Business Interruption Threat
As businesses continue to rely on computers and digital storage of essential data, cyber attacks will continue to be a potential exposure. Read on to learn how a cyber attack could lead to a business interruption and what you can do to mitigate the risk.
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Calculating Your Renters Insurance Needs
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect.

Let’s examine what renters insurance covers and how to calculate your policy needs.
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How to Respond When An Active Shooter Is In Your Vicinity
An active shooter is an individual who is actively engaged in killing or attempting to kill people in a confined and populated area, according to the Department of Homeland Security. In most cases, the situations are unpredictable and evolve quickly.
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