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Insight & advice from the experts at Marshall & Sterling

 
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Protect Your Property with Ordinance and Law Coverage
Protect Your Property with Ordinance and Law Coverage
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COVID-19 – It’s Impact on Women, and What we Can Do About It
A brief article from Wealth Planning Advisor Kelsey Ponesse, CPA with some tips for women, especially during a big change in their life – such as retirement, a job change, life change, or perhaps just a realization that it’s time to make sure their wealth is in order and working towards the right goals. 
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2022 Indexed Benefit Figures Including FSA Limit Increase
A summary of recently released 2022 limits related to health flexible spending accounts (FSAs) and commuter benefits.
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Tips for Reducing Auto Claims for Businesses
Businesses can actively manage auto risks by setting driver qualifications, creating driving rules, and implementing driver training. Review the following guidance to learn more about how to reduce auto claims for your business.
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ACA Affordability Limit Decreased to 9.61% for 2022
For the third time in the ACA’s history, the required contribution percentage used to determine whether employer-sponsored health coverage is “affordable” has been reduced.
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NY HERO Act Update: Covid-19 Designated an Airborne Infectious Disease
NY HERO Act Update: Covid-19 Designated an Airborne Infectious Disease
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What is a financial plan, and why should you have one?
Would you pack up your car for a vacation, pack all the kids in the car, turn onto the highway and drive, without knowing where you’re headed? Not usually! Same thing goes with a financial plan. Contact our team at Marshall & Sterling Wealth Advisors.
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A Compelling Case for Flood Insurance
Floods are the number one natural disaster in the United States. While some regions, such as coastal areas, are more flood-prone than others, the unpredictability of climate change exposes all property to some risk. And torrential rainfall isn’t the only culprit. Flooding is also caused by mudflows, rapid snowmelt during spring and ice jams during winter. 
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ARPA COBRA Subsidy Expiration Notices due by Sept. 15
Under the American Rescue Plan Act of 2021 (ARPA), employees who were involuntarily terminated or had their hours reduced (and who met certain other criteria) became eligible for fully subsidized COBRA coverage from April 1, 2021, through September 30, 2021.
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IRS Form 941 Updated for ARPA COBRA Tax Credit
Earlier this month, the IRS released an updated version of Form 941, with associated revised instructions, to include fields for taking a tax credit for the American Rescue Plan Act (ARPA) COBRA subsidies.   
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