Construction workers planning outside

Construction Risks

Insurance, Surety and Risk Management for the Construction Industry.

As the risks and laws related to the construction industry continually change, it is extremely important that a construction organization’s risk management, surety and insurance programs keep up with these changes.

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Managing Construction Risks

We provide risk management services, surety, and insurance strategies that construction companies across New York State need. We do this by making sure you have everything to support and protect your people, equipment, projects, services, and most importantly, your financial condition and success. Our understanding of the industry, its exposures, requirements, regulatory issues, and time sensitive considerations have been gained through practical and expansive experience. 

Whether you are a general contractor, an MEP trade, or a Heavy Highway Contractor looking to reduce your risk, save money, or increase your bond program, our team has you covered.

Risk Management & Insurances Services

  • Specialty insurance placement.
  • Risk management guidance.
  • Project specification review.
  • Contract review.
  • Loss prevention.
  • Claims advocacy.
  • Safety certification.
  • Subcontractor insurance compliance.

Surety Bond Consulting Services

  • Financial statement and work-in-process analysis.
  • Bid/contract specifications & bond form reviews.
  • Financial planning to maximize bond support.
  • Introductions to CPAs, Attorneys, Bankers and potential JV partners.
  • GC-CM/subcontractor/project owner prequalification.
  • Annual review of capacity needs.
  • Back-up surety program as warranted.

We Are Proud Members of...

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Construction Industry Recognitions

  • Board of Governors/Directors Members: Associated General Contractors - New York State (AGCNYS) and Northeastern Subcontractors Association (NESCA)
  • Committee Members for: AGC, NESCA & the Construction Contractors Association (CCA)
  • Invited Speakers to: AGC, NESCA and the CCA on various Insurance & Risk Management Topics
  • Member of the AGC-NYS, Associated Builders and Contractors of New York (ABC-NY), CCA, Construction Industry Council (CIC), Eastern Contractors Association (ECA), and NESCA. 

Insurance Industry Recognitions

  • Construction Risk & Insurance Specialist Accredited by International Risk Management Institute (IRMI)
  • Agency Advisory Panel Member for National Insurance Carriers
  • Committee Members for: Professional Insurance Association of New York (PIANY)
  • Invited Speakers to: PIANY and Risk Management Society (RIMS) on various Surety, Insurance & Risk Management Topics.
  • Member of the National Association of Surety Bond Producers (NASBP), Surety Association of New York, New York City Surety Association, IRMI, PIANY.
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In the Spotlight
Stefanie Little, CISR, CRIS, PWCAM
Stefanie is an Account Manager with the Specialty Risks Division of Marshall & Sterling Insurance. She is involved in all aspects of the client experience, including marketing and presentations and for existing business, and enhancing the level of client services through a team dynamic with the Sales team and CSRs. With 20+ years of experience in the insurance industry, Stefanie works with contractors in the Hudson Valley and Financial Services/Real Estate throughout the nation.
Stefanie Little
Tips from Experts
Tips from our experts
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Roadside Traffic Controls

Even when you and your crew think you are safe, some drivers can make working on the roadside potentially deadly. If a motorist is confused, not paying attention or driving recklessly, you could be in grave danger while on a job site.

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How Opioid Use Affects Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’ compensation claims than the abuse of opioid prescriptions for the management of chronic pain.

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Construction Industry Responsibilities During Inclement Weather

When your employees work almost exclusively outdoors, the weather plays a large role in their daily working conditions. Sometimes, working in rainy, cold or snowy conditions is simply unavoidable, so it is important that your employees are prepared and educated on handling the conditions safely.