Appliances & Utilities Insurance
Go beyond the manufacturer's warranty.
Marshall & Sterling Insurance offers an affordable alternative to costly product and home warranty plans.
Protection and peace-of-mind.
The modern home contains many expensive systems and appliances subject to equipment breakdown. These include:
- Clothes Washers and Dryers
- Computer and Peripheral Equipment
- Dishwashers
- Freezer Units
- Garbage Disposals
- Heat Pumps
- High-Efficiency Home Heating and Central A/C Systems
- High-Energy Electrical Service Panels
- Home Security Systems
- Kitchen Refrigerators
- Lighting and Home Environment Monitoring
- Microwaves
- Ovens
- Sump Pumps
- Surround Sound Systems
- Swimming Pool Equipment
- Televisions/Plasma/LCD
- Water Heaters
- Well Water Pumps
Often this equipment requires sophisticated diagnostic tools and skilled technicians to oversee a potential repair. Equipment Breakdown coverage protects you against unexpected repair or replacement costs due to a Mechanical, Electrical or Pressurized Systems Breakdown. This type of coverage is typically not offered in a traditional homeowner policy.
In addition to coverage, Loss Prevention information and Loss Adjustment services are customized at a fraction of the cost of limiting Home Warranty products. Best of all, this additional coverage follows the terms and conditions of your insurance policy.