Appliances & Utilities Insurance

Go beyond the manufacturer's warranty.

Marshall & Sterling Insurance offers an affordable alternative to costly product and home warranty plans.

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broken dryer calling

Protection and peace-of-mind.

The modern home contains many expensive systems and appliances subject to equipment breakdown. These include:

  • Clothes Washers and Dryers
  • Computer and Peripheral Equipment
  • Dishwashers
  • Freezer Units
  • Garbage Disposals
  • Heat Pumps
  • High-Efficiency Home Heating and Central A/C Systems
  • High-Energy Electrical Service Panels
  • Home Security Systems
  • Kitchen Refrigerators
  • Lighting and Home Environment Monitoring
  • Microwaves
  • Ovens
  • Sump Pumps
  • Surround Sound Systems
  • Swimming Pool Equipment
  • Televisions/Plasma/LCD
  • Water Heaters
  • Well Water Pumps

Often this equipment requires sophisticated diagnostic tools and skilled technicians to oversee a potential repair. Equipment Breakdown coverage protects you against unexpected repair or replacement costs due to a Mechanical, Electrical or Pressurized Systems Breakdown. This type of coverage is typically not offered in a traditional homeowner policy.

Microwave on fire

In addition to coverage, Loss Prevention information and Loss Adjustment services are customized at a fraction of the cost of limiting Home Warranty products. Best of all, this additional coverage follows the terms and conditions of your insurance policy.

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