Do you rent?
Renters face many of the same possibilities for loss as homeowners, including:
- Personal property
- Family liability
- Guest medical expenses
- Additional living expenses
- Replacement costs
- Item replacement costs
We have the experience and knowledge to help you find the coverage you need based on what you own.
What’s the difference between renters and condo insurance?
Renters insurance does not contain any coverage for your dwelling. Condominium insurance covers your dwelling because you own everything from the walls inwards.
If you rent a condo, then you need renters insurance - your landlord should have a condo insurance policy to protect their own interest in the property.
More about condo insurance.
Since the ownership of all the common areas is shared with other condo owners, the association of owners typically purchases insurance coverage (a master policy) for the common areas (e.g., hallways, exterior walls, etc.). The condo association’s policy will outline what is covered and what is not.