Inside a condo

Condo & Renters Insurance

Is your personal property covered?

Our team can help make sure you have the coverage needed in the case of a fire, water damage, theft, and more.

People looking at condo

Do you rent?

Renters face many of the same possibilities for loss as homeowners, including:

  • Personal property
  • Family liability
  • Guest medical expenses
  • Additional living expenses
  • Replacement costs
  • Item replacement costs

We have the experience and knowledge to help you find the coverage you need based on what you own.

What’s the difference between renters and condo insurance?

Renters insurance does not contain any coverage for your dwelling. Condominium insurance covers your dwelling because you own everything from the walls inwards.

If you rent a condo, then you need renters insurance - your landlord should have a condo insurance policy to protect their own interest in the property.

Couple discussing contract

More about condo insurance.

Since the ownership of all the common areas is shared with other condo owners, the association of owners typically purchases insurance coverage (a master policy) for the common areas (e.g., hallways, exterior walls, etc.). The condo association’s policy will outline what is covered and what is not.

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Tips from Experts
Tips from our experts
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The Importance of Renters Insurance

What Protection Does it Offer?

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Thinking of Renting Your Home? These 5 Things Should Be at the Top of Your "To Do" List

Whether you're looking to rent a room in your house, or a second home, condo or apartment, if you are considering renting, take the following considerations to heart before doing so:

Renting To Do’s

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Do’s and Don’ts for First-time Homebuyers

Purchasing your first home is an exciting milestone. However, home buying is no simple task, and many first-time purchasers fall into common, sometimes costly, traps.

So, before you start searching for your dream home, keep in mind the following do’s and don’ts: