Boat Owners Insurance
A small boat, such as a canoe or other non‐motorized boat, is typically covered under the personal property portion of your homeowners insurance policy. If you own a larger, faster boat, you'll need a separate boat owners insurance policy. A typical boat owners insurance policy is designed to protect your boat, motor, equipment and passengers. It affords similar coverages to those you typically have for your car including:
- Physical damage
However it is also important to consider additional coverage options such as:
- Reasonable repairs
- Emergency service
- Wreck removal
Did you know umbrella liabilities can provide additional boat insurance coverage across the board for home, auto, and watercraft?
RVing can be a fun way to see the world and spend time with your family; but because it’s bigger and heavier than an average car or truck, there are additional hazards that come with owning and operating an RV. Make sure you have the appropriate coverage for your next road trip.