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Insight & advice from the experts at Marshall & Sterling

 
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How Coronavirus Could Impact Your Business’s Insurance
The new coronavirus (COVID-19) outbreak continues to be a top-of-mind concern for organizations and individuals across the globe. As COVID-19 becomes increasingly widespread, it’s not only raising fears about the well-being of the general public, but it’s also disrupting business operations and creating insurance exposures.
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Coronavirus Concerns? Create a Plan.
There has been a lot of buzz about the coronavirus and how it will affect us in the U.S. -- and more importantly, what you should do to prevent and respond.
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Driving Safely With Pets
There are a number of reasons why you may need to take your pet for a ride in your car. To ensure your pets are safe during car rides, keep in mind the following:
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Cyber Risk: 7 Loss Control Techniques
Protecting your business from cyber risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to your inbox and yet another well-known company is the victim of a data breach.
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Understanding Total Cost of Risk
Over time, an idea of an organization’s Total Cost of Risk can provide a form of measurement for assessing how its risk-related costs are changing, relative to the overall growth rate of the business. Understanding your TCOR and your ranking helps identify areas where your organization can save money.
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Third-party Employment Practices Liability Insurance
Third-party EPLI fills this gap between EPLI and CGL, and offers protection against allegations of wrongful acts made by customers, clients, vendors and suppliers. In general, covered claims include the following:
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Screening Applicants Using Background Checks
Background screening of prospective employees and volunteers is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement and prevent liability and litigation troubles.
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Spending Bill Repeals Cadillac Tax & Other ACA Fees
On Dec. 20, 2019, President Trump signed into law a spending bill (H.R. 1865) that repeals three taxes and fees under the Affordable Care Act (ACA)
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2019 ACA Reporting Refresher
The Affordable Care Act (ACA) has been the law of the land for a number of years now but many employers are still frustrated with the corresponding 1094/1095 reporting. As the end of the year approaches, employers should be prepared to tackle, with a great degree of accuracy, the ACA reporting that must be completed the first quarter of 2020.
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Tips for Selecting Tires for Winter Driving
Here are few feelings as frightening as losing control of your vehicle. In winter driving conditions, the chances of this happening increase. To stay safe on the road, it is important to select the right set of tires for your winter driving needs.
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