Insight & advice from the experts at Marshall & Sterling

New Study Reveals Car Insurance Trends
Although the cost of an auto insurance policy varies according to different drivers and locations, it’s commonly known that some vehicles cost more to insure than others. Here are the most and least expensive 2016 model vehicles to insure, as found in a study by
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Practice Lawnmower Safety - Don't Learn by Accident!
When you have a large yard, a riding lawnmower makes lawn care more efficient and less strenuous. But in spite of the benefits, these machines pose a number of risks. When operating power lawn mowers and other powered yard-care equipment, you must be aware of the safety practices you need to follow. It is important to be informed and use extreme caution. 
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Gotta Catch 'Em All? Keep these tips in mind
Pokémon Go—a location-based, free-to-play game for iOS and Android smartphones—has been all the rage recently, encouraging players to get outside and walk around. However, players sometimes struggle to be fully aware of their surroundings and are running into risks.
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HR News & Updates for July
5 Must-Have Forms and Records for New Hires

As an employer, one of your most important responsibilities when hiring new employees is to complete and secure necessary forms and records. The following are key requirements under federal law:
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The Importance of Renters Insurance
What Protection Does it Offer?
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Top ACA Compliance Pitfalls & How to Avoid Them
Health care reform, driven by the Affordable Care Act (ACA), is changing the landscape of employee benefits. Adhering to and understanding the various complex requirements and regulations under the ACA presents new challenges for employers.
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Solution for Navigating ACA Compliance
Employers everywhere are trying to stay on top of the ever-changing complexities of the Affordable Care Act. With the potential for severe non-compliance penalties looming, it's more important than ever that your company have its bases covered, along with the ability to prove it!
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Why Choose Employment Practices Liability Insurance?
From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations.
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Protect Yourself (and Your Employees) From the Zika Virus
In 2015, for the first time, cases of Zika virus infection emerged in the Americas and the Caribbean. In the past, Zika virus historically had been found in Africa, Southeast Asia and the Pacific Islands.
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What is Social Engineering?
Reliable security systems can prevent losses for your business. While many businesses invest large sums of money into building sound physical structures and robust IT systems or even hiring on-site security guards, they often overlook the biggest security vulnerability—people.
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