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Banking & Financial Services Insurance

Helping protect financial institutions of all sizes.

Marshall & Sterling’s Banking and Financial Services program is designed to provide the liability and risk protection needed by banks, credit unions, and all other financial institutions.

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Coverage for financial institutions, big and small.

Managing a successful financial institution in today’s world is difficult, it only takes one legal incident of major loss to seriously impact your organization’s reputation, trust, and profitability. Keeping this in mind, the team at Marshall & Sterling has come up with a variety of options to address the unique needs of a bank, credit union, and all other financial institutions.

You don’t have to be a billion dollar bank to be sued like one…

Our Banking and Financial Services Insurance Program provides comprehensive insurance that is tailored to evolve with the needs of your business and of the industry.

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Some of the coverage we provide:

  • Lender Liability
  • Bankers Professional Liability
  • Internet Banking Security
  • Cyber Risk and Identity Theft
  • Directors’ and Officers’ Insurance (D&O)
  • Employee Dishonesty and Theft
  • Employment Practices Liability
  • General Liability
  • Business Interruption/Extra Expense
  • Mortgage Errors and Omissions Coverage
  • Financial Institution Bonds
  • Terrorism Threats
  • Workers’ Compensation
  • Kidnap, Ransom, and Extortion
  • Insurance Services Liability
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Tips from Experts
Tips from our experts
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Preventing Claims While Disciplining & Terminating Employees

Disciplining and terminating employees is an unpleasant task that brings high-risk exposures for employers. If you’re not careful, disciplining or terminating a difficult employee could end up costing you. Employee lawsuits can be expensive—even catastrophic for smaller firms—to litigate. They are also time-consuming and emotionally draining, and they can create tension in your workplace.

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Benefits of Bundling Commercial Policies

Insurance carriers realize that offering additional lines of coverage to an existing customer is less expensive than trying to attract new customers. They also know that the more lines a given customer has, the longer they’re likely to stay with them.