Founded in 1864. An employee-owned company.

Municipal Insurance (NYMIR)

Marshall & Sterling Insurance is the exclusive agent for NYMIR in Albany, Greene, Orange and Ulster counties, providing a superior level of coverage and service to our clients throughout NY state. This program offers a broad array of coverage for municipalities: 

  • Property & Casualty
  • False Lien Coverage
  • Inland Marine
  • Business Income
  • Employment Practices Liability
  • Umbrella Policies
  • Law Enforcement
  • Fiduciary Liability
  • General & Excess Liability
  • Commercial Auto / Fleets
  • Flood or Earthquake
  • Employee Group Benefits*

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The NYMIR Risk Management Program is designed specifically for municipalities, created to address the loss exposures unique to local governments. Unlike most other insurance carriers, NYMIR only insures municipal governments and only operates in New York State. This concentrated focus guarantees that NYMIR is both aware of, and able to quickly respond to, changing municipal insurance needs – whether driven by world or national events, statutory mandates or local issues.This benefit assists in minimizing the frequency and severity of losses. We are pleased to offer you these valuable risk control services and resources as a part of our insurance proposal.

  • Facility Inspections
  • Law Enforcement Liability Assessment
  • Special Inspections
  • Local Training
  • Attendance at Subscriber Safety Committees
  • Risk Management Consulting Services
  • Certificate of Insurance/Contract/Bid Specifications Review

Marshall & Sterling is among the largest privately-owned insurance agencies in the United States and has the industry expertise, attentive care and support each customer deserves. We are committed to exceeding each and every clients expectation for quality insurance and customer service.

The program coverages described here are in the most general of terms, and are subject to the actual policy conditions and exclusions. For actual coverage wording, conditions and exclusions, refer to the policy or contact your Marshall & Sterling representative.

* Offered through Marshall & Sterling, not NYMIR

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