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Insight & advice from the experts at Marshall & Sterling

 
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Time to think about starting up or replacing your generators
Have you checked your generator lately?  If not, now is the time! View these tips for generator safety, and where to buy or service a generator in St. Croix.
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Closing your business? Consider this...
"I’m closing my business and want to cancel my insurance" Before you close everything down, please consider the following:
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IRS Issues FAQ Guidance on ARPA COBRA Subsidy
On May 18, 2021, the Internal Revenue Service (IRS) issued Notice 2021-31, providing important guidance to employers and plan administrators regarding implementation of the COBRA subsidy rules under the American Rescue Plan Act (ARPA).
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Homeowners Insurance and the Rising Cost of Building Materials
The surge in building material costs could pose coverage consequences for homeowners. Increased building material and construction prices may lead to higher homeowners insurance claim expenses, seeing as it would currently cost more to repair or rebuild a home following a loss. In light of these concerns, consider taking the following measures:
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NY State Enacts Workplace Health & Safety Protections
On May 5, 2021, Governor Andrew Cuomo signed the New York Health and Essential Rights Act (“HERO Act” or “Act”) into law.  The HERO Act is intended to prevent the spread of airborne infectious diseases in the workplace. The Act includes two distinct sections that apply to all New York private employers with at least one employee. Each section of the law has a distinct effective date.
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Insure your Summer Fun
Before you put the boat on the lake or get the ATVs out of storage, check with your insurance agent to make sure they are properly protected.
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Forgetting to Maintain Your Air Conditioner – Not Cool!
With the warmest weather of the year just around the corner, here are a few things you can do to help keep your A/C performing at its best.
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Did You Recently Purchase a Home in the Virgin Islands?
You’ve finally made the decision, found the home of your dreams, closed on the property, received your insurance policy and now you’re happy that all of your hard work has given you a beautiful place of your own. Now you might be wondering if there is anything else you can do to protect yourself and your property from damage.  
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May 31st Notice Deadline Approaching for ARPA COBRA Subsidy
Subsidy-eligible COBRA qualified beneficiaries who lost coverage before April 2021 must be sent an initial notice, explaining the availability of subsidized COBRA coverage, by May 31st.  
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EEOC Announces 2019 and 2020 EEO-1 Data Submission Deadline of July 19, 2021
The U.S. Equal Employment Opportunity Commission (EEOC) announced the EEO-1 Component 1 filing for 2019 and 2020 is open and will close on July 19, 2021.
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