Insight & advice from the experts at Marshall & Sterling

EEOC Launches Enhanced Outreach Initiative for Vulnerable Workers and Underserved Communities
On Jan. 29, 2024, the U.S. Equal Employment Opportunity Commission (EEOC) launched the REACH initiative, enhancing the agency’s outreach to vulnerable workers and underserved communities. This multiyear initiative builds on the EEOC’s existing actions to ensure outreach and education efforts reach workers who are least likely to seek the agency’s assistance. EEOC Commissioner Kalpana Kotagal is leading the REACH initiative.
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“Do Not Drive” Warning Issued for 50,000 Toyotas
Toyota recently issued a “Do Not Drive” advisory for certain 2003-2005 car models. The recall concerns approximately 50,000 vehicles.
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2024 Predictions for the Auto Insurance Market
As we venture into 2024, the auto insurance market landscape is still grappling with factors from 2023 and earlier. This section discusses what auto insurance may look like for consumers in 2024. Understanding these influences is vital for consumers navigating the complexities of car insurance.
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12- and 15-passenger Van Accident Reporting
A 12- and 15-passenger van collision can be a stressful experience for everyone involved. It can be easy to feel overwhelmed and confused after a collision, but it is important that you stay calm.

There are several critical post-crash steps you need to keep in mind—steps that can help save lives, keep those involved safe and assist in simplifying your insurance claims process.
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6 Factors Driving Commercial Auto Losses
A variety of trends have contributed to the rise of commercial auto losses. These trends have contributed to a difficult market for buyers of commercial auto insurance. Here is a look at the most significant factors driving commercial auto losses across the country.
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Uninsured and Underinsured Motorist Coverage
Insurance may help cover car repairs and medical costs for you and your passengers after an accident if the driver at fault doesn’t have enough or any auto liability insurance. Sometimes, these policies are sold as a package or separately. Below are some types of coverage that may be included in your UM/UIM policy or available as add-ons, depending on the state in which you live.
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How to Know if Your Business Needs Product Guarantee Insurance
Many businesses face risks related to their product’s performance and claims in this area can have significant and far-reaching consequences. Product guarantee insurance can be an integral part of a company’s insurance portfolio, as it may offer valuable protection against allegations that a business’s product failed to meet specifications or function properly.
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Preparing for the 2024 Homeowners Insurance Market
Homeowners must take appropriate steps to financially protect their properties, families and investments. While this is true every year, it may be especially important in the difficult insurance market predicted for 2024.
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Insuring Your Valuables
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage.
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OSHA Penalty Schedule
An employer receives a written citation when it violates OSHA standards or regulations. The citation will describe the particular nature of the violation and will include a reference to the provision of the chapter, standard, rule, regulation or order the employer violated.
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