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Thanks to HGTV, many of us are feeling more empowered than ever when it comes to home improvement and considering purchasing fixer-uppers to convert into our dream home. The possibilities are endless. Older homes have become a target for this trend, allowing us to hold onto some of the charm and character they offer while adding modern flair.

Starting a home based business might sound appealing (working in your PJ's, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor.

Employers who sponsor self-insured coverage—including HRAs and certain FSAs—are responsible for filing and paying the fee by July 31st of the calendar year following the end of the applicable plan year.

There’s nothing like the freedom you feel when riding, but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.

Employers required to complete an annual Employer Information Report (EEO-1 Report) must submit pay data by September 30, 2019, as ordered by a federal judge on April 25, 2019.  Employers should note the deadline to submit Component-1 data remains May 31, 2019.

Effective immediately, the New York Election Law has been revised to allow all employees to request up to three hours of paid time off to vote for any election, regardless of their work schedule.

If you own commercial property, a wide variety of policy options are available at different prices that cover an assortment of replacement or repair options at the time of loss. Knowing how much your property is worth and obtaining the insurance policy that both protects you and suits your financial needs is important.

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices regularly and make achievable cyber security resolutions to help protect themselves from costly breaches:

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens.