Insight & advice from the experts at Marshall & Sterling

Job Openings Projected to Trend Back Up in April
The U.S. Bureau of Labor Statistics recently released its April Job Openings and Labor Turnover Summary. The monthly report revealed an unexpected 10.1 million job openings in April—compared with a revised 9.745 million in March—following three months of declines.
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2024 Construction Struck-by Stand-down Takes Place in April
The National Occupational Research Agenda Construction Sector will host their annual National Stand-down to Prevent Struck-by Incidents. This stand-down will take place April 15-19, 2024, in coordination with the National Work Zone Awareness Week. The goal of the initiative is to stop, talk and act. Talking about potential struck-by risks on the job site can help prevent struck-by incidents from being the leading cause of death among construction workers.
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Training Temporary Workers and Worksite Supervisors
Any host employer (HE) that utilizes temporary workers (TWs) through a staffing company (SC) may be opening themselves up to safety and health challenges. When done haphazardly, these nonstandard short- and long-term work arrangements can threaten the safety and health of the workforce and the company. According to OSHA, the HE and the SC are joint employers of TWs, meaning they are both responsible for providing and maintaining a safe work environment for these workers.
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ChatGPT and the Emerging Risk of the AI Landscape
Artificial intelligence (AI) chatbot ChatGPT has recently made waves for producing human-like text and communications from user inputs. Accessible to anyone with a computer and internet connection, ChatGPT produces usable written material on a wide range of topics and helps make decisions. These functions are leading many employers to consider ways to incorporate this technology into their organizations to enhance workflows, streamline operations and improve customer experience.
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Did You know These Life Events Affect Your Insurance Needs?
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events:
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Mold and Bacteria Concerns Due to Extended Building Shutdowns or Reduced Operations
If an office or facility experiences reduced operations or is shut down for an extended period of time, it’s important to address any potential risks that may have developed. Two such hazards that can impact the health of building occupants include the growth of Legionella bacteria and mold—which can flourish in plumbing and heating, ventilating and air conditioning (HVAC) systems that aren’t properly maintained.

This article explains what Legionella and mold are, discusses the risk factors that allow them to grow during extended building shutdowns or reduced operations and outlines measures organizations can take to minimize these microbial hazards before reopening.
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Are You Prepared for Flooding?
What would you do if your property were flooded? Are you prepared?
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Employers Should Start Preparing for 2024 RxDC Reporting
The next RxDC report for group health plans and health insurance issuers is due by Saturday, June 1, 2024, covering data for 2023. How should you prepare?
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Is Captive Insurance Right for You?
As insurance rates rise and options shrink, many businesses are considering captive insurance to meet their unique needs. Is this approach right for your business?
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Commercial Property Insights: The Importance of Adequate Roof Drainage
Effective roof drainage is vital for maintaining the structural integrity of a commercial building. Drainage systems play a pivotal role in efficiently eliminating water and debris from a roof, as well as directing the water away from the building. Despite their importance, proper upkeep of these systems is often ignored.
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