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Insight & advice from the experts at Marshall & Sterling

 
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Discover Discounts by Bundling Your Insurance Policies
Bundle your home, auto and other insurance policies with the same provider for insurance discounts.
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Federal District Court Blocks the FTC’s Noncompete Ban
On Aug. 20, 2024, the U.S. District Court for the Northern District of Texas issued an order blocking the Federal Trade Commission’s (FTC) noncompete ban, which had a scheduled effective date of Sept. 4, 2024.
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Insure your Summer Fun
Before you put the boat on the lake or get the ATVs out of storage, check with your insurance agent to make sure they are properly protected.
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Getting Long-term Care Planning Right
70% of Americans over 65 years old will need some level of long-term care services.[1] And yet, only 3% of Americans have some sort of long-term care insurance[2]. The problem lies in that when it comes to planning a safe and secure retirement, long-term care remains a confusing and unaddressed challenge to many people’s financial security. Long-term care insurance is not always the answer, but formulating a plan for a potential long-term care event within your retirement is a must.
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Tips for Avoiding Heat Illnesses This Summer
Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. The combination of heat and humidity in the summer months can be downright uncomfortable and even dangerous. Whatever your age, don’t let the summer heat get the best of you.
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How to Prepare for a Hurricane at Home
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
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Factors to Consider When Estimating Maximum Loss of Business Income
Business interruption insurance can offer much-needed financial protection when an organization’s usual business activities are disrupted by covered perils (e.g., fires, theft, vandalism, heavy wind and hailstorms). Sometimes called business income insurance, this form of coverage can be purchased as a supplement to commercial property insurance or secured through a business owner’s policy—a bundled insurance package featuring property and liability coverage.
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Good News on the Workers' Comp Insurance Front
Injuries on the job are never infrequent enough. Even though Workers' Comp insurance rates have been dropping, your company can always do more to prevent injuries and save money.
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Mitigating Financial and Legal Risks
Incorporating crucial requirements into your construction contracts will help mitigate financial, legal, and operational risks associated with your construction projects, saving you time, money, and headaches.
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Protect Your Employees from Extreme Heat
Outdoor workers, especially those performing strenuous activities, face heat threats disproportionately. Construction workers are particularly vulnerable.
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