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Insight & advice from the experts at Marshall & Sterling

 
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What’s required to cancel insurance on a motor vehicle in the US Virgin Islands?
Avoid a costly problem when you sell your car!
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IRS Plan Document & Testing Requirements for Pre-Tax Benefits
Do you currently deduct your employees’ portion of qualified health insurance premiums on a pre-tax basis?  Read this...
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E-Alert: ACA Affordability Rate Increased to 9.83% for 2021
For plan years beginning in 2021 there will be a slight increase from the affordability threshold applicable for plan years beginning in 2020.
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How Riots are Covered
Well-reported incidents of rioting nationwide this year have resulted in extensive damage to business premises, inventory and other property. Learn more about terrorism coverage and ways you can protect your business.
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EEOC Expands COVID-19 Return-to-Work Guidance
On June 11, 2020, the Equal Employment Opportunity Commission (EEOC) issued more guidance concerning COVID-19 and return to work. This article compiles some of the frequently asked questions (FAQs) from the new guidance.
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Tent Camping – Is it worth the stress, clean up and work?
With the rise in popularity of camping in 2020, parks are reporting an increase in tent camping demand and problems. When you consider the risks and opportunities of tent campers, here are 3 key questions to ask:
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Replacement Cost vs. Market Value
Ensure that your homeowners policy limits correspond to the cost to rebuild in case of a loss, whether it is a hurricane, fire, or flood. Unlike a home’s resale value (which includes the cost of the land), the cost to rebuild is based on the amount needed to hire a contractor plus building materials and other additional costs.
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Preparing for a Second Wave of COVID-19 Cases
Public health officials and experts are warning of a potential second wave of COVID-19 cases. As such, businesses across the country should start planning today so they’re properly prepared for a second wave of COVID-19 cases.
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Tips for Wearing Facial Coverings or Masks in the Workplace
According to the CDC, while wearing face coverings shouldn’t replace social distancing, cloth face coverings can help prevent the transmission of COVID-19. General best practices for implementing face coverings in the workplace include:...
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PCORI Fees Due by July 31st
PCORI Fees for plan years that ended in 2019 are due July 31, 2020 for employers who sponsor self-insured coverage.
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