Insight & advice from the experts at Marshall & Sterling

Insurance Coverage for your AirBnB
Many people with vacation homes are turning to AirBnB to rent their homes to earn extra income. But did you know your normal home insurance may not give you the proper insurance protection?
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IRS Employer Mandate Penalties Coming Soon
The first two years of the Affordable Care Act’s (ACA) Employer Mandate and corresponding IRS reporting has passed (2015 and 2016). However, the IRS has yet to impose any penalties on employers for failure to comply. Earlier this month the Treasury Inspector General for Tax Administration (TIGTA) issued a report addressing the status of their enforcement efforts.
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Making Claims After an Auto Accident
Auto insurance is meant to protect you by covering your bills after an accident. However, the amount of compensation can vary greatly depending on the type of claim that’s made by insurance carriers and the value of your vehicle. The decision to have your vehicle repaired or declared a total loss directly impacts how much you receive.
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Do’s and Don’ts for First-time Homebuyers
Purchasing your first home is an exciting milestone. However, home buying is no simple task, and many first-time purchasers fall into common, sometimes costly, traps.

So, before you start searching for your dream home, keep in mind the following do’s and don’ts:

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Green Living Tips for your Home this Earth Day
Living green, building green and surrounding yourself with earth-friendly products minimizes the negative impact you have on the natural world. By abiding by green principles, not only are you keeping your family from getting sick, you are also looking out for Mother Nature’s limited resources
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HR News and Best Practices for April
3 Tax Recordkeeping Tips for Employers

Keeping good records not only makes tax filing easier and faster, but it can also help you monitor the progress of your business, prepare your financial statements, and support items reported on your tax returns.
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Federal Healthcare Regulations for 2017. Are you ready?
With Marshall & Sterling Insurance you will never feel lost in the compliance maze again. No matter what the changing landscape of regulations may bring we will help you navigate a clear path to compliance.
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Roadside Traffic Controls
Even when you and your crew think you are safe, some drivers can make working on the roadside potentially deadly. If a motorist is confused, not paying attention or driving recklessly, you could be in grave danger while on a job site.
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Passwords: A Balancing Act Between Memorable and Complex
Thinking of a new password can be frustrating—every service and website seems to have different requirements about length, complexity and special characters. In order to secure yourself against hackers, it’s important to think of a password that’s both memorable and complex.
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AHCA Withdrawn Before A Planned Vote
On Friday, March 24, 2017, the U.S. House Republicans pulled from the floor the American Health Care Act (AHCA), the proposed legislation to repeal and replace the Affordable Care Act (ACA), once it was clear that the bill was short on votes to pass.
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