Founded in 1864. An employee-owned company.

Human Services & Schools Specialty Insurance Program

Communities Depend on You…You Can Depend on Us

When it comes to Insurance, what matters to you? The Human Services & Schools Specialty Insurance Program from Marshall & Sterling provides a distinct advantage to health & human services organizations, child welfare, youth recreation, and developmental disability organizations, as well as day cares, schools, and head-start programs. We have great markets to help you save on your business insurance, including a new way to help nonprofits reduce costs greatly on unemployment.

Marshall & Sterling also provides excellent resources and staff safety trainings to help make your life easier and reduce your bottom line. Everything is delivered by a team of experienced Risk Management professionals in the Human Services & Schools Specialty Insurance Program, available to answer your questions and provide quality service.

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Exceptional insurance coverage. Unparalleled service and support.

PARTNER…with an experienced professional who understands the risks non-profits face working with families, children and vulnerable populations. Our specialists will listen to your mission and vision, evaluate your risks with you, and guide you safely through a world of risk and opportunity.

COVERAGE…specialized to help you help your client, so you can fulfill your mission knowing you are protected.

RESOURCES… to help you manage the risks you face, from working with families & children to managing personnel. Benefit from easy access to Risk Management, Regulatory and HR tools and information.

SECURITY…Marshall & Sterling, an employee owned company founded in 1864, is among the largest independent insurance agencies in the United States. Marshall & Sterling maintains a national presence and has direct and preferred relationships with the leading insurance companies, providing clients with the advantage and security of our experience.

COMPLETE…Marshall & Sterling provides complete Risk Management solutions through our Property & Casualty Child Welfare Program as well as our Group Benefits and Wealth Advisors Divisions.


  • School Districts, Charter Schools, Colleges, Montessori Schools
  • Head Starts, Early Childhood Education & Day Care Centers
  • Group Homes, Youth Services and Recreation
  • Residential Treatment Centers, Children's Mental Health Facilities, Social Services
  • Day Programs, Child & Family Counseling Centers
  • Developmental Disabilities
  • Women's Shelters, Community Action Agencies
  • Community Centers and Day Camps

Hear What Our Clients Are Saying...

"Thank you so much for the thorough presentations at our In- Service Professional Development training.   We all learned a great deal and explored areas that were thought provoking and engaged us in dialogue that warrants further discussion.  I appreciate the services that Marshall and Sterling offers beyond insurance offering and look forward to a continued business relationship in the future."

Cynthia Cummings, Executive Director
Community Parents Head Start