Leeds Location

Leeds, Saratoga Springs, Tannersville & Windham Offices

300 Route 23B, Leeds, NY 12451

Saratoga Springs Office

125 High Rock Ave, Suite 206, Saratoga Springs, NY 12866

Location Office

5737 State Route 23A, PO Box 549, Tannersville, NY 12485

Location Office

5399 Main Street, PO Box 188, Windham, NY 12496
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You can now find us in Tannersville and Windham, NY!

CW Lutz Insurance Logo

We would like to welcome CW Lutz Insurance to the Marshall & Sterling family. We are proud to have them as part of our company and look forward to working with our new team members and clients. 


In their words...

“Marshall & Sterling staff listen with open ears and they advise us in a way that makes us feel very confident that we’re doing our best due diligence to manage our risk. They are really good at listening to what we do and helping insurers understand the uniqueness we have here at the preserve.”
David Toman, Mohonk Testimonial

In the Community

Through the generous donations of our employee-owners, matched by Marshall & Sterling to provide extra support during the COVID-19 crisis, our team has helped contribute more than $80,000 for our neighbors in need.
Leeds Community Support local logos
The Leadership Team
John "Jake" Behuniak
Sales Executive
p. 518-943-3900 x 1068
Michelle Conway
Claims Rep.
p. 518-943-3900 x 1062
Lorraine Emerick
Vice President - Manager of Operations & Insurance Services
p. 518-943-3900 x 1022
Ken Grey
President & Branch Manager
p. 518-943-3900 x 1017
Karen Lockrow
Commercial Lines Claims Manager
p. 518-943-3900 x 1043
In the Spotlight
Jill Williams
Jill is a Customer Service Representative, helping service clients in our Commercial Lines department. One of her very appreciative clients recently emailed us to relay these accolades: "I cannot begin to tell you how great it has been to work with you these last - I think - five years. You restored my faith in insurance companies overall, and especially through Marshall & Sterling. You are professional, courteous, and beyond patient!"
Jill Williams