Marshall & Sterling offers a complete, fully transparent approach to determine the Total Cost of Risk for our clients.
We assemble a complete support team for each account, which may include Certified Risk Managers, Certified Financial Planners and Certified Insurance Counselors, assisting our clients with a thorough review of their exposures, including insured and uninsured risks that could affect their property, income, investments, people, governance and compliance.
We help our clients identify, analyze, transfer or retain, finance, implement and monitor their risks. Utilizing traditional commission or fee-based compensation models, we become a vital solution-based resource for our clients.
Call us today to discuss your full scope of needs, and set up a meeting with our team.
- Insurance Solutions
Currently ranked the 33rd largest privately held insurance broker in the United States (source: Insurance Journal), we bring to our local clients a national presence when negotiating with insurance carriers. Representing well over 200 carriers and maintaining a block of business at Lloyds of London, we offer a unique blend of local expertise and global insight. As one of the largest independent insurance agencies in the nation, Marshall & Sterling Insurance provides affordable insurance solutions for any need.
- Loss Control
Our Loss Control team can help set up safety assessments and training programs for businesses in a wide array of industries, and can include fleet and equipment safety programs, as well as the following services:
- OSHA 10/30 Construction Course
- DOL Regulation Code 59/60 Consultation
- Loss Control and Hazard Assessments
- Workplace Inspections
- Driver Safety Training
- NYS Defensive Driving
- TIPS Training (Training for Intervention ProcedureS)
- Trainings and Support
- Marshall & Sterling Online Resource
- Marshall & Sterling Workplace Safety Certification Program (WSCP)
- Group Benefits
Our dedicated Group Benefits team delivers strategies and solutions designed to enhance your employee benefit package, while ensuring your financial goals are met. Our market size is not our only strength. Experience and a broad overview of market conditions gives our organization an expanded perspective, offering:
- Strategic Planning
- Plan Management
- Employee Communications
- Human Resource Support
- HR Technology Advisors
- Flex Benefits & Administrative Services
- COBRA Administrators
- Actuarial Support Services
- Legal Support Services
- Wealth Management
Marshall & Sterling Wealth Advisors, Inc., a registered investment adviser, focuses on managing investments and the risk associated with the financial markets in an effort to help our clients work toward their investing goals. To continue Marshall & Sterling’s heritage of putting the best interest of each and every client first and to ensure that you receive the personal attention that you and your account(s) deserve, we assign one advisor to work with each client to provide one consistent point of contact. Marshall & Sterling Wealth Advisors works with families, individuals, trusts, businesses and not-for-profit organizations to create investing strategies for growth, growth & income, capital preservation and income. Whether you are saving for retirement or using your assets to draw an income in retirement, we honor our commitment to strive to help you reach your financial goals.
- Portfolio Management
- Wealth Planning
- Estate Planning
- Risk Management Resources
- Retirement Plans
- Pension Plans
- Life Insurance for Individuals & Groups
- Disability Insurance for Individuals & Groups
- Long-Term Care Insurance for Individuals & Groups