Founded in 1864. An employee-owned company.

Commercial Insurance

Valley Agency, A Division of Marshall & Sterling Insurance, offers a complete, fully transparent approach to determine the Total Cost of Risk (TCR) for our clients.

We assemble a complete support team for each account, which may include Certified Risk Managers, Certified Financial Planners and Certified Insurance Counselors, assisting our clients with a thorough review of their exposures, including insured and uninsured risks that could affect their property, income, investments, people, governance and compliance.

We help our clients identify, analyze, transfer or retain, finance, implement and monitor their risks. Utilizing traditional commission or fee-based compensation models, we become a vital solution-based resource for our clients.

The worst loss is one that has not been anticipated.

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We live in a litigious society! Protecting your business for litigation is essential. Liability insurance from Valley Agency can help protect you in case of an unfortunate lawsuit.
Ensuring your business is protected from fire, theft, damage and other risks is essential to the safety and well being of your company. Help guard your most valued assets with...
Protecting one car is easy…even two. But what if you have a fleet of cars or trucks? Valley Agency has the expertise necessary to provide exceptional fleet truck and auto policies...