Founded in 1864. An employee-owned company.

Group Benefits

EVALUATING NEEDS. DELIVERING SOLUTIONS.

GET A QUOTE

Marshall & Sterling strives to develop long-term, mutually beneficial partnerships with our employee benefit clients. We start by gaining an understanding of your organization, its history, competitive challenges, and future direction. We combine the perspectives and insights of your staff, human resources professionals, and executives, together with our decades of experience to find the best possible options for your organization. We don’t push boxed solutions on our clients. Instead, we tailor our guidance to meet the unique goals of each organization.

  • Perform initial plan analysis focusing on your current plan
  • design, incumbent carrier, networks, funding methodology, employee/employer contribution, and cost containment initiatives to identify plan gaps and develop recommendations
  • Conduct strategic planning meetings with your key staff to determine your businesses short and long-term goals and objectives.  Working collaboratively will ensure the best results
  • for your business and your employees
  • Develop a strategic business plan that includes tasks/time frames for the plan year

If available, request, review and present claim utilization reports including:
- Paid claims report
- Large claimant report / shock claims / lasered claims
- Mid-year renewal projections and year end analysis

HUMAN RESOURCE SUPPORT

  • Phone Access to HR Specialist for Questions & Support
  • On-site training for management & Staff (harassment, diversity, time management)
  • Employee Handbook Review
  • HR360 – Online HR Library

TECHNOLOGY SOLUTIONS

  • On/Off Boarding
  • Performance Management
  • PTO/Time Management
  • Employer/Employee Self Service
  • Certification Tracking
  • Comprehensive Reporting & Licensing
  • Online Enrollment
  • Decision Support Tools
  • Mobile Application
  • FMLA Tracking

COMPLIANCE

  • ACA Guidance/Tracking/Reporting (1094/1095-C)
  • 5500 Filing
  • COBRA Administration
  • Assist with DOL Audits
  • Regulatory & Compliance News
  • Webinars & Education

COMMUNICATIONS

  • Custom Benefit Guide
  • Open Enrollment Portal
  • Health Fairs
  • Total Compensation Statement
  • Virtual Benefit Fairs

WORKSITE SOLUTIONS

  • Supplemental Insurances
  • Flex Benefits (FSA, HRA, HSA)
  • Home & Auto
  • Pet Insurance
  • EAP
  • Legal Support

COST CONTAINMENT

  • Telemedicine
  • Transparency Tools
  • Integrated HRA (Wellness)
  • Captives
  • International Delivery
  • Reference-Based Pricing
  • Plan Design Strategy/Benchmarking
  • Dependent Eligibility Audit
  • Wellness Solutions & ROI
  • Claims Repricing/Audit
  • PBM Analysis & Contractual Review