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Insight & advice from the experts at Marshall & Sterling

 
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Tent Camping – Is it worth the stress, clean up and work?
With the rise in popularity of camping in 2020, parks are reporting an increase in tent camping demand and problems. When you consider the risks and opportunities of tent campers, here are 3 key questions to ask:
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Replacement Cost vs. Market Value
Ensure that your homeowners policy limits correspond to the cost to rebuild in case of a loss, whether it is a hurricane, fire, or flood. Unlike a home’s resale value (which includes the cost of the land), the cost to rebuild is based on the amount needed to hire a contractor plus building materials and other additional costs.
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Preparing for a Second Wave of COVID-19 Cases
Public health officials and experts are warning of a potential second wave of COVID-19 cases. As such, businesses across the country should start planning today so they’re properly prepared for a second wave of COVID-19 cases.
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Tips for Wearing Facial Coverings or Masks in the Workplace
According to the CDC, while wearing face coverings shouldn’t replace social distancing, cloth face coverings can help prevent the transmission of COVID-19. General best practices for implementing face coverings in the workplace include:...
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PCORI Fees Due by July 31st
PCORI Fees for plan years that ended in 2019 are due July 31, 2020 for employers who sponsor self-insured coverage.
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COVID-19 Resources for Nature Centers and Nature Organizations
Our team has put together a list of resources to help Nature Centers get back to work post-coronavirus, including checklists, toolkits and HR resources.
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Protecting Your Business During Civil Unrest
Civil unrest can create unique challenges for businesses. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your business.
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Common Employment Practices Claims Arising Out of COVID-19
Not surprisingly, the uncertainty wrought by COVID-19 has left employers at an increased risk of exposure to employment-related claims alleging wrongful termination, discrimination, retaliation and many others.
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IRS Releases 2021 HSA Contribution Limits
The IRS recently released the inflation adjusted amounts for 2021 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs) via Revenue Procedure 2020-32.  
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Getting a boat? Consider your insurance options.
If you own a larger, faster boat, you'll need a separate boatowners insurance policy. Learn about your options and call our team to discuss your individual needs!
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