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Insight & advice from the experts at Marshall & Sterling

 
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Is It Time to Review Your Insurance?
As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve secured the proper coverage, all of their exposures are addressed and they no longer need to review their policies.
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Health Care Provisions in Stimulus Package
On Dec. 21, 2020, Congress passed a $900 billion stimulus bill that includes emergency economic relief, government funding and tax cuts. The bill also includes provisions that will impact group health plans.
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Special COVID-19 Considerations for Overnight Camps
In addition to the full list of maintenance and behavior considerations the CDC lists for youth camps, sleep away camps should also consider:
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Fill Coverage Gaps with Inland Marine Insurance
Inland marine coverage provides protection to fill any gaps in commercial property protection or to reach specific limits of coverage. When weighing whether or not your business needs inland marine insurance, consider the nature of your business and operations.
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CDC Director Warns That Small Gatherings May Be Causing New COVID-19 Cases
As the holiday season approaches, the CDC has begun to warn of the impact of small gatherings.
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Civil Unrest Precautions for Pawnbrokers and Check Cashers
Pawnbrokers and Check Cashers are somewhat on the frontline of civil unrest as it attracts looters and rioters. It is important that we do all we can to manage the risks - see these tips from our team.
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2021 Indexed Benefit Figures Including FSA & Transportation Limits
There have been slight increases in some indexed figures for 2021.
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NY Time Off to Vote & Notice Requirement
The April 2019 change to the NY Election law permitting all employees to request up to three hours of paid time off to vote for any election, regardless of work schedule has been revised and replaced with a new law - read more.
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Five Reasons Not to Miss the Fall Online Campground Conferences
Participating in a virtual event like the National Association of RV Parks and Campgrounds’ (ARVC) Outdoor and Hospitality Conference and Expo (OHCE) or the KOA Convention may be essential for your 2020 reboot. Here’s why:
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Renting vs. Buying a Home
Renting or buying a home both have their advantages. Here are some pros:
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