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Insight & advice from the experts at Marshall & Sterling

 
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Tow Boat Operations Safety Training: 5 Key Elements You Should Know
Having a safe operation not only helps with claims but helps with your peace of mind. The last thing you want is to have an employee hurt when it could have been prevented by safety training, checks and procedures.
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Updates to ACA Pay or Play Penalties & IRS E-File Threshold for 2024
This E-Alert outlines two updates that will impact ACA Employer Mandate Compliance in 2024: 1) Increased Pay or Play Penalty Amounts; and 2) Reduction to ACA Paper Filing Threshold for Employers.
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Protect Your Business From The Unexpected
In the event of a catastrophic commercial property loss, the process of getting your business back up and running can be overwhelming. Although infrequent, these types of claims can severely impact operations, earnings, team members and the company’s reputation. Responding to a loss can seem daunting in the moment, especially considering the first few hours following a loss are some of the most critical. For these reasons, it is important to have a plan in place prior to a loss occurring.
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Keep Your Home Safe This Spring
National Poison Prevention Week is March 19-25. It aims to raise awareness for poison prevention nationwide by highlighting the dangers of poisonings and how to prevent them.
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Fall Protection for Residential Construction
Falls are an ever-present risk in the construction industry. According to the U.S. Department of Labor’s (DOL) Bureau of Labor Statistics, there were 353 deaths attributed to fatal falls to a lower level in 2020. The DOL has also stated that an average of 40 workers die each year due to falls from residential roofs.
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Don’t Slip Up and Hurt your Bottom Line!
Did you know that slip, trip and fall claims can drive up insurance costs, soak up valuable time and cause a negative impact on employees? Marshall & Sterling Insurance has one of the longest London insurance relationships in the Check Cashing Industry.
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How Labor Shortages Affect Liability Risks
Keep reading to better understand the factors contributing to the ongoing labor crisis, how employee shortages impact business liability exposures and steps employers can take to help minimize these workforce concerns.
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Avoid Problems When You Sell Your Car!
Virgin Islands law makes the seller of a vehicle responsible for ensuring that the title is transferred promptly (within 24 hours) to the name of the buyer at the VI Bureau of Motor Vehicles (BMV). Signing the back of the title is not enough!
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6 Common Car Insurance Myths
Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.
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Is Business Insurance Tax Deductible?
According to the IRS, business owners can deduct ordinary and necessary business expenses. This means that several types of commercial insurance premiums are deductible.
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