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Insight & advice from the experts at Marshall & Sterling

 
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Keep Up With Snow and Ice on Walking Surfaces in Winter
Keeping outdoor walking surfaces clear of ice in the winter is a crucial practice at many workplaces. Here’s how you can play your part in promoting effective and safe de-icing measures at the workplace this winter.
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Know Your Insurance: Types of Auto Insurance Coverage
The more you understand your policy, the more peace of mind you have knowing you're covered in an accident. To help you develop a better understanding of your coverage options, here are the top types of coverage your policy may include.
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NYS Updated Guidance on NY Quarantine Leave Law
On January 20, 2021, the New York Department of Labor issued supplemental guidance on the use of COVID-19 sick leave.  All prior guidance remains in effect. The additional guidance is as follows:
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Is It Time to Review Your Insurance?
As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve secured the proper coverage, all of their exposures are addressed and they no longer need to review their policies.
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Resolve to Check in on Your Insurance
From year to year, our insurance needs can change. The new year is a perfect time to sit and reflect on those changes.
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Health Care Provisions in Stimulus Package
On Dec. 21, 2020, Congress passed a $900 billion stimulus bill that includes emergency economic relief, government funding and tax cuts. The bill also includes provisions that will impact group health plans.
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Special COVID-19 Considerations for Overnight Camps
In addition to the full list of maintenance and behavior considerations the CDC lists for youth camps, sleep away camps should also consider:
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Fill Coverage Gaps with Inland Marine Insurance
Inland marine coverage provides protection to fill any gaps in commercial property protection or to reach specific limits of coverage. When weighing whether or not your business needs inland marine insurance, consider the nature of your business and operations.
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CDC Director Warns That Small Gatherings May Be Causing New COVID-19 Cases
As the holiday season approaches, the CDC has begun to warn of the impact of small gatherings.
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Civil Unrest Precautions for Pawnbrokers and Check Cashers
Pawnbrokers and Check Cashers are somewhat on the frontline of civil unrest as it attracts looters and rioters. It is important that we do all we can to manage the risks - see these tips from our team.
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