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Insight & advice from the experts at Marshall & Sterling

 
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Considerations for your annual insurance review
Here are some questions you should consider and discuss with your agent to make sure you have the right coverage.
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Change in Status of Insurance Written in the USVI By Underwriters at Lloyd’s of London
Recently, Lloyd’s made a decision to change the way it would operate in the US Virgin Islands...
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EPLI Claims on the Rise
The EEOC anticipates a rise in whistleblower claims from employees bringing forward concerns about health and safety in the workplace.
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The Effect of Rising Building Material Costs on Homeowners Insurance
Homeowners could discover that their existing policy limits and coverage features no longer offer adequate protection—leaving them financially vulnerable in the event of a loss. Further, homeowners insurance carriers may increase policyholders’ premium costs to account for the risk of elevated claim expenses.
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NYS Public Employers Required to Have Written Plan of Operations for Public Health Emergencies Including COVID-19
NY State “Emergency Preparedness Law” requires public employers to adopt a written plan for operations in the event of a declared public health emergency involving a communicable disease, including COVID-19. The written plans were to be adopted by April 1, 2021.
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Protect Your Property with Ordinance and Law Coverage
Protect Your Property with Ordinance and Law Coverage
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COVID-19 – It’s Impact on Women, and What we Can Do About It
A brief article from Wealth Planning Advisor Kelsey Ponesse, CPA with some tips for women, especially during a big change in their life – such as retirement, a job change, life change, or perhaps just a realization that it’s time to make sure their wealth is in order and working towards the right goals. 
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2022 Indexed Benefit Figures Including FSA Limit Increase
A summary of recently released 2022 limits related to health flexible spending accounts (FSAs) and commuter benefits.
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Tips for Reducing Auto Claims for Businesses
Businesses can actively manage auto risks by setting driver qualifications, creating driving rules, and implementing driver training. Review the following guidance to learn more about how to reduce auto claims for your business.
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ACA Affordability Limit Decreased to 9.61% for 2022
For the third time in the ACA’s history, the required contribution percentage used to determine whether employer-sponsored health coverage is “affordable” has been reduced.
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