Blog
Insight & advice from the experts at Marshall & Sterling
10/20/23
Each business is unique and faces different winter weather challenges; however, maintaining safe premises for workers, clients and other third parties is essential for all organizations. While snow and ice dangers vary from year to year, there are several reasons why businesses need to remove snow and ice from their property, including:
10/19/23
If you’re like most American consumers, you likely haven’t planned ahead for holiday-related spending and may find yourself struggling for cash come January. Proper budgeting and smart shopping techniques will help you stay within budget while finding something special for everyone on your list. Keep reading to review top budgeting tips.
10/12/23
Inflation—both social and economic—drove personal and commercial auto liability claim costs an estimated $95 billion to $106 billion higher than they would otherwise have been between 2013 and 2022, according to a new report from the Insurance Information Institute (III).
09/28/23
For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared thermography. This advanced imaging technology is nonintrusive and highly efficient in detecting issues before they escalate into major complications. This article explores the mechanics of infrared thermography and its multiple applications in reducing commercial property losses.
09/25/23
The odds are stacked in favor of increasingly bold and sophisticated cybercriminals, as MGM Resorts International and Caesars Entertainment learned this week, meaning organizations need multiple layers of defense and heightened vigilance against social engineering tactics.
09/25/23
The commercial auto insurance space has consistently hardened over the past decade, evidenced by ongoing rate increases, limited capacity and other difficult market conditions. In this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. This is largely due to several cost-driving trends impacting the segment. As such, it’s important for businesses to understand the primary reasons behind rising premium costs. Here are six factors currently affecting commercial auto insurance costs.
09/21/23
As the construction industry grows, it's essential to stay aware of the latest developments. The Governor of New York, Kathy Hochul, just recently passed the Roadway Excavation Quality Assurance Act.
This legislation will cause a notable impact on contractors and their businesses; making it important that everyone in the construction industry understands the implications of this act and how it applies to their operations.
This legislation will cause a notable impact on contractors and their businesses; making it important that everyone in the construction industry understands the implications of this act and how it applies to their operations.
09/18/23
Hailstorms can wreak havoc on a business's rooftop equipment, including its cooling towers, exhaust fans, and heating, ventilating and air conditioning systems. Hail guards are specially designed to protect and cover such equipment while still promoting proper building ventilation. This article highlights the advantages of using hail guards to shield a business's rooftop equipment to help minimize the likelihood of expensive repairs and downtime.
09/15/23
Several cost-driving trends have contributed to the hard commercial property insurance market. This environment has led to continuous rate increases and other challenging conditions. In these circumstances, it’s crucial for businesses to understand why premiums have been rising. This article discusses seven factors currently impacting commercial property insurance costs.
09/11/23
The U.S. Equal Employment Opportunity Commission (EEOC) announced the 2022 EEO-1 reporting period will open on October 31, 2023. The deadline for employers to file their EEO-1 reports will be December 5, 2023.
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