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Insight & advice from the experts at Marshall & Sterling

 
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Minimizing Customer Injury Risk
Customer personal injury claims can be costly and very damaging to your establishment’s reputation. They can be much more frequent than employee claims in some types of stores, especially warehouses that allow customer access. Employee safety programs are not sufficient to protect customers, who are at risk for many more accidents than employees for three primary reasons:
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Don't Let Unpredictable Summer Weather Affect Your Pawn Business
Summer is known to be the season of fun in the sun – but it also brings the threat of dangerous storms. Summer weather can become extreme with thunderstorms, hurricanes, tornados, and the threat of flooding on top of it all. Don’t get caught unprepared in an emergency.
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Readers' Choice Awards Honors
We are excited to announce that we have been included in the "best of the best" honorees from the Times Herald Record Readers' Choice Awards again thsi year!  We were one of the top 3 votes for Insurance Company, Insurance Agent (Brian from our Middletown office) and also for Best Overall Employer! 
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Help the Hudson Valley - Going Paperless Will Plant Trees
As we all know, trees are an important part of what keeps the Hudson Valley a beautiful place to live. In an effort to support the reforestation of our endangered ecosystem in several states across the Country, Travelers has partnered with American Forests to plant up to 1,000,000 trees through April 2020 for every client that enrolls in paperless billing.
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Top 10 Things to Check If You're Going on Vacation
We've reached that point of Summer where families are trying to squeeze in vacations during the last few weeks before school starts, and people are trying to soak up as much sun as they can "before it's too late". You've got your hotel booked and bathing suit packed -- but have you prepared your home for vacation as well?   
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Travel Insurance
Your vacation may have taken months to plan. Travel insurance can protect against possible financial losses if you are forced to cancel, delay or interrupt your vacation. Insure your investment for non-refundable losses with a travel insurance policy. 
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Don't Let Unpredictable Summer Weather Affect Your Business
Summer is known to be the season of fun in the sun – but it also brings the threat of dangerous storms. Summer weather can become extreme with thunderstorms, hurricanes, tornados, and the threat of flooding on top of it all. Don’t get caught unprepared in an emergency.
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Your Alarm System May Not Be Protecting Your Property
It’s no secret that the alarm system protecting your business is your first line of defense when detecting intruders attempting to gain entrance into your shop when it is closed for business. It is also a known fact that not all alarm systems are created equal - some being better than others, following the old adage “you get what you pay for."
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Employee Theft Can Devastate Any Business
In your company, there are many possible types of employee theft. Your warehouse offers an opportunity for stealing products. In addition, employees working a cash register may offer unauthorized discounts to friends, ring up items under the wrong label or steal cash or credit card information.
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Quiet Vehicles Pose a Risk to Unaware Pedestrians
Electric cars from Tesla, Nissan and other automakers continue to make headlines, but anyone who’s had one sneak up behind them while on foot knows how quiet they are. These vehicles, along with hybrid cars, run much more quietly than gas-powered cars and can pose a serious risk to unaware pedestrians. 
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