Blog

Insight & advice from the experts at Marshall & Sterling

 
Filter
Windstorm Protection Tips for Businesses
Businesses can suffer an incredible amount of damage from windstorms and hurricanes. Before hurricane season hits, business owners can reduce their exposure to these losses by checking on their roof, windows, entry doors and vehicles.

Inspect your Building
Read more
Insuring your College Student
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school.
Read more
Tips to Keep Insurance Costs Down, and Teen Drivers Safe
Car crashes are one of the greatest dangers your teens face. According to the Centers for Disease Control and Prevention, the risk of motor vehicle accidents is higher among 16- to 19-year-olds than among any other age group—they are nearly three times more likely to crash than older drivers!
Read more
Insuring your College Student
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school.
Read more
Best of VI Voting is Open
Each year people vote for the very best in the Virgin Islands... Best Hotels, Best Restaurants, and yes...Best Insurance Agencies! If you want to give a shout out to our team, cast your vote for BEST OF THE VI awards, and continue the winning streak we've seen over the past several years. Voting is simple and can be done right from your cell phone or computer. 
Read more
Should I Replace or Repair My Car?
While it’s important to repair any issues with your car in a timely fashion, it’s sometimes better to cut your losses and purchase a new car altogether. However, it can be difficult to know when it stops making sense to pay for repairs. Keep the following considerations in mind to help guide your decision:
Read more
Proper Gutter Maintenance
Maintaining your gutters is important, as it can help you avoid costly repairs in the future. In fact, if gutters are obstructed and rainwater doesn’t flow properly, damage from rainwater or freezing can add up quickly.

In order to keep your gutters in good condition, consider the following tips:
Read more
Start Preparing for Hurricanes Now
Hurricane Season: The Importance of Being Prepared
From June through November, hurricanes are at their peak. As we know, heavy rains and catastrophic winds can severely damage or destroy homes and businesses. The best way to minimize damage from a hurricane is to be prepared before one strikes.
Read more
Best of VI Voting is Open
Each year people vote for the very best in the Virgin Islands... Best Hotels, Best Restaurants, and yes...Best Insurance Agencies! The winners are voted on by people both from the VI and the mainland who want to recognize their favorite local businesses.
Read more
When Leasing Space to Tenants - Who Owns the Improvements?
Suppose you're leasing a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including the features added by the retailer to improve the space. 

When the insurance claims are made, the following questions arise:
Read more