Insight & advice from the experts at Marshall & Sterling

Honoring our Veterans
To honor all serving in our military on Veteran's Day, we recently sat down with U.S. Navy Seaman Matt Saccoccie, son of our very own Vicky Saccoccie who is a Personal Lines CSR from our Kingston Branch (pictured here with Matt and her husband Joe.) We had a quick Q&A with Matt, which he graciously provided about his service to our country.
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Don’t Get Cold Feet About Vehicle Storage This Winter
When winter comes and brings the snow and cold with it, it’s time to store your recreational vehicle—or any vehicles that won’t be in use—to avoid damage from the harsh weather and roads and to ensure it’s in good working condition for spring.

Prepare for Cooler Temperatures
Use these tips to prep and store your vehicle this winter:
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Cold or Flu? How to Spot the Difference
The common cold and seasonal flu share many symptoms, but there are points of differentiation to help you identify which it is in order to seek treatment. 

Common Cold:
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Halloween Safety Tips for the Whole Family
Halloween is a fun time for children and adults alike. However, there are many precautions to keep in mind in order to enjoy the holiday safely.

The following are just a few general tips to keep in mind:
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Is Your Employee Safety Incentive Program Effective?
As the owner or manager of a small business, your attitude toward job safety and health will be reflected by your employees. If you are not interested in preventing employee injury and illness, your employees will probably not give safety and health much thought either.
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Office Fire Prevention Tips
Fires are a serious risk for businesses of all types. It’s up to you to take the proper precautions to keep yourself, your co-workers and  safe from fire hazards.

Lower the Risks of Fire
There are some simple things you can do to prevent fires:
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Fall Maintenance Tips for your Organization
Fall is upon us, and Winter is on its way. That means it's the perfect time for some building and property maintenance to help you ease your organization into cooler weather, and whatever Mother Nature throws your way. Here are some items to add to your maintenance list this Fall that may help improve safety at your organization.  
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Silver Level - AHA Workplace Health
Our team is honored to be recognized by the American Heart Association for reaching the Silver level for Workplace Health Achievement.
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The Dangers of Driving and Allergy Medications
In many areas of the United States, 10 out of 12 months of the year is considered “allergy season”. When your body comes in contact with whatever may trigger allergies, it produces chemicals called histamines. Histamines cause the tissue in your nose to swell (making it feel stuffy), your nose and eyes to run, and itchy eyes.
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Benefits of Bundling Commercial Policies
Insurance carriers realize that offering additional lines of coverage to an existing customer is less expensive than trying to attract new customers. They also know that the more lines a given customer has, the longer they’re likely to stay with them.
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