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Insight & advice from the experts at Marshall & Sterling

 
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New ADA Wellness Program Notice Requirement Effective January 1, 2017
Employers subject to the Americans with Disabilities Act (ADA) - generally those with 15 or more employees - that offer a wellness program that collects employee health information are reminded that they must provide a new notice to employees as of the first day of the plan year that begins on or after January 1, 2017.  
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Construction Industry Responsibilities During Inclement Weather
When your employees work almost exclusively outdoors, the weather plays a large role in their daily working conditions. Sometimes, working in rainy, cold or snowy conditions is simply unavoidable, so it is important that your employees are prepared and educated on handling the conditions safely.
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Preparing for Cold Weather Driving
During the fall and winter seasons, obstacles such as rain, wildlife, darkness, snow and ice can make driving extremely dangerous. As a result, you should take some steps now to prepare your vehicle to drive in adverse conditions:
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Reminder: 2017 Benefit Limits
Annually, the IRS and SSA release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index rose 0.3% and therefore merited minor increases in some indexed figures for 2017.
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IRS Extends Form 1095 Due Dates
Last Friday, November 18, the IRS published Notice 2016-70, indicating the due date for individual Form 1095 reporting has been extended by 30 days - from January 31, 2017 to March 2, 2017.
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Fire Safety Tips for Holiday Cooking
Cooking at home can be fun, challenging and delicious! However, accidents often result from flare-ups during food preparation or as a result of oven, burner or electrical and gas connection defects. To keep injuries out of the kitchen when you prepare your holiday meals, remember these fire prevention and safety techniques.
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The Post-Election Landscape & Employee Benefits
With the recent election of Donald Trump, there is much uncertainty about the longevity of the Affordable Care Act (ACA) going forward. Throughout his presidential campaign, Trump repeatedly expressed his intent to repeal and replace the legislation shortly after his inauguration. 
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Saluting Our Veterans
On this day, Marshall & Sterling honors all those who have served, and continue to serve, our great country.  Freedom and liberty are realized only through the gallant and heroic defense of America, by virtue of those who serve in our Armed Forces.
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2017 Index Figures & Benefit Limits
For a summary and charts of key 2017 figures that are of interest to employers and sponsors of benefit plans, please click here.
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Safe Driving Saves Money
For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean!
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