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Insight & advice from the experts at Marshall & Sterling

 
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Passwords: A Balancing Act Between Memorable and Complex
Thinking of a new password can be frustrating—every service and website seems to have different requirements about length, complexity and special characters. In order to secure yourself against hackers, it’s important to think of a password that’s both memorable and complex.
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AHCA Withdrawn Before A Planned Vote
On Friday, March 24, 2017, the U.S. House Republicans pulled from the floor the American Health Care Act (AHCA), the proposed legislation to repeal and replace the Affordable Care Act (ACA), once it was clear that the bill was short on votes to pass.
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Tips to Protect Your Home & Belongings from Flooding
According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. While some regions, such as coastal areas, are more flood-prone than others, the unpredictability of climate change exposes all property to some risk. And torrential rainfall isn’t the only culprit.
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If A Tree Falls, Who Pays?
Storms are responsible for felling countless trees and limbs each year. Unfortunately, some of those fallen trees damage homes and other property.

Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your house.
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Winter Storm Preparation - Weathering the Storm
The National Weather Service refers to winter storms as “deceptive killers” because most deaths are indirectly related to the storm. People die in traffic accidents on icy roads and of hypothermia from prolonged exposure to cold.
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Light it Up Blue With Us - April 29, 2017
Join us at HV Light it Up Blue, supporting Beautiful People, on April 29!
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House Republicans Release ACA Replacement Bill
On Monday, March 6, 2017, House Republicans released legislation designed to repeal and replace the Affordable Care Act, commonly known as Obamacare.
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4 Ways To Avoid Towing Scams
If you experience a flat tire or engine problems on the road, a tow truck may be the only way to get your vehicle the maintenance that it needs. However, you should be careful not to accept help too quickly. Some towing services can scam you by offering to help, only to charge you a small fortune once your vehicle has been moved.

Here are some tips to help you avoid towing scams:
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Supporting Orange County Association of Towns, Villages and Cities
Marshall & Sterling Insurance is the exclusive agent for NYMIR, representing both Orange & Ulster County municipalities, and a proud Corporate Sponsor at the recent Orange County Association of Towns, Villages and Cities conference held in NYC.
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Staying Safe When Working Alone
Across all industries, certain employees may be required to work alone. Whether it’s due to staff shortages, late-night shifts or the nature of the job itself, those who work alone tend to be more vulnerable.
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