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Insight & advice from the experts at Marshall & Sterling

 
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Construction Companies: The Next Cyber Target?
According to a recent report from SecurityScorecard, construction was the third most secure industry when it came to cyber attacks. However, experts warn that the high ranking wasn’t due to proactive security measures.
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Saving Money on Car Insurance – The Simple Truths
Lots of insurance companies promise to save you money on your car insurance, but there are some simple truths that will greatly affect what your premiums will be.
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Preparation is the key to staying safe
During a hurricane or tropical storm, heavy rains and catastrophic winds can barrel through coastal areas and severely damage or destroy homes and businesses. To help you plan and remain safe during these potentially deadly storms, let's discuss the top 3 preparedness tips...
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Do You Need Travel Insurance?
Your vacation may have taken months to plan. Ensure your investment in minutes for non-refundable losses with a travel insurance policy.
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Five Insurance Professionals Join Marshall & Sterling’s Leeds, NY Team
We are pleased to announce the addition of four insurance professionals to our Leeds, NY branch team; Justin Snow - account manager,  Lindsay Rybinsky - personal lines CSR, Michelle Conway - claims advocate, Stacey Newman – commercial lines assistant and Kristin Goetz-Raffo, executive assistant.  Recently, all five individuals successfully completed their property & casualty
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Are you prepared? Severe Thunderstorms
Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. In 2014, there were 26 fatalities from lightning.
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Driving Personal Cars for Business Use – A Good Idea?
There are many situations in which an employee drives his or her personal auto to perform a business-related task or activity: travel between worksites, client visits, transportation of clients, travel home from work-related events and even quick stops to pick up food for a meeting. It is important to consider the risk that  assumes in these everyday occurrences.
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It's Worse Than Drunk Driving!
Driving a car comes with an immense amount of responsibility. Drivers must be aware of their surroundings at all times, and be able to react quickly to changing roadway threats. 
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CONTRACTORS ALERT - New York Increases Workers' Compensation Insurance Loss Cost Rates for the upcoming year
As you may know, the New York State Insurance Department approved an average Workers' Compensation Insurance rate increase of 9.3% for new policies or renewal policies issued on or after October 1, 2016. For the New York State Construction Industry, the rate change ranges from a decrease of 7.8% to a increase of 40.0% (this is based on the 45 more common construction classifications).
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Stop by Our New Location!
Marshall & Sterling is pleased to announce the relocation of their Schenectady area branch to the new office suites located at 25 Mohawk Avenue in Scotia, NY. “It’s a beautiful building and we are happy to be part of such a great revitalization project,” said Jeanne Maloy, Branch Manager. 
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