Insight & advice from the experts at Marshall & Sterling

Bob Kallman Honored by National Alliance for Insurance Education & Research
Robert A. “Bob” Kallman was recently recognized for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national insurance professional organization.  Mr.
Read more
Snapchat Tips for Online Safety
Snapchat is one of the top five social media platforms among young people, with approximately 150 million daily active users. While Snapchat is designed to be a fun photo, video and text messaging app, a number of features—particularly the Snap Map function—pose serious safety concerns.
Read more
Use Drones Safely
Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety tips. 

Here are the basic guidelines for registering recreational drones with the Federal Aviation Administration (FAA):
Read more
Paid Family Leave - New York
New York enacted a bill that will require employers to provide paid family leave benefits to eligible employees as part of the state’s disability insurance program. Paid family leave benefits will be phased in over a four-year period, beginning Jan. 1, 2018. When the law is fully implemented in 2021, employees may be eligible for up to 12 weeks of paid family leave.
Read more
The Dangers of Uber and Other Ride-sharing Apps
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks.
Read more
Getting Married? Protect your investment!
For the happiest day of your life, you must be covered! Wedding insurance protects an engaged couple’s investment in the event of circumstances out of their control and provides reimbursement for incurred expenses.  
Read more
Senate Republicans Release ACA Repeal Bill
On Thursday, June 22, 2017, Senate Republicans unveiled their long-awaited health care overhaul proposal. The Senate bill, called the "Better Care Reconciliation Act," would repeal major parts of the Affordable Care Act, also known as Obamacare.
Read more
Practice Pool Safety at Home
Fun in the sun is even better when you have a swimming pool in your backyard to keep you cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as you swim.
Read more
Safe Classifications and What They Mean
Please keep in mind that for the most part your safe is the last line of defense in protecting your valuables.
Read more
Cast Your Vote Now!
There are a number of incredible businesses nominated for this year's Times Herald Record Reader's Choice Awards.
Read more