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Insight & advice from the experts at Marshall & Sterling

 
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Avoid Scams When Donating to Disasters
Hurricane Harvey is the strongest storm to make landfall in the United States since Hurricane Charley in 2004. News of the damage it has caused to southeastern Texas is prompting people to help in whatever ways they can.
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Get The Good Student Discount
Teens and young adults often face hefty auto insurance premiums because, statistically, they are more likely to get into car accidents. The Department of Motor Vehicles reports that the crash rate for those between the ages of 16-19 is 2.7 times greater than that of the average driver.
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ACA Employer Mandate and Reporting Still Apply
Republican efforts to repeal and replace the Affordable Care Act (ACA) came to a halt when the Senate fell short of the 51 votes required to pass the Health Care Freedom Act (HCFA) late last month. 
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Summer’s Here, And So Is Spear Phishing
Cyber attacks and resulting data breaches often begin with a spear-phishing email. Spear phishing differs from regular email phishing in its use of extensive research to target a specific audience, which allows the spear phisher to pose as a familiar and trusted entity in its email to a mark.
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Stay Safe After the Storm - 20 Tips You Need to Know
If Hurricane Irma is affecting your area, it is important to know the following tips for what to do after a hurricane:
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Will I get paid for my property loss? How long will it take?
These are just two of the most pressing questions pawnbrokers ask. Most pawnbrokers would agree that it makes perfect business sense to buy insurance to protect their property, and the property of their clients. The main question most pawnbrokers ask is “will I get paid?” and “how long will it take to be reimbursed by the insurance company?"
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Marshall & Sterling voted "Best Insurance Agency" Second Year in a Row
We are excited to announce that we have been voted "best of the best," 1st place in the Times Herald Record Readers' Choice Awards, for the category of Insurance Company. Our employees take great pride in this recognition - it's quite an honor!
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5 Cyber Tips for Traveling
Staying safe while traveling involves more than simply locking your valuables in a hotel safe. Today, cyber crime is just as prevalent as conventional crime. In fact, your digital property may be more valuable to criminals than your personal property. Before packing for your next trip, take the following precautions to protect yourself and your belongings while away:
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Valley Agency’s Dawn Hamilton Achieves CPIA Designation
We are excited to announce that Dawn Hamilton, a Client Services Representative with Valley Agency of Kingston, NY, recently was awarded the designation of Certified Professional Insurance Agent (CPIA), a professional designation conferred by the American Insurance Marketing and Sales Society (the AIMS Society).
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USCIS Releases New Form I-9 and Form I-9 Instructions
U.S. Citizenship and Immigration Services (USCIS) has released a new version of and instructions for Form I-9, Employment Eligibility Verification. By September 18, 2017, employers must use only the new version.
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