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The 2026 Camp Workforce: What to Have on Your Risk Radar Before Opening Day

By Scott Sweeney, VP, Senior Sales Executive at Marshall+Sterling Summer is weeks away. Pre-season checklists are getting done, waterfront is ready, the vans are inspected, the dining hall is set. But there’s a different category of risk that’s getting less attention at most camps this season: the workforce itself. Several

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What New York’s New Auto Insurance Reforms Really Mean for You

The most significant changes to New York auto insurance in decades just became law. Here’s what’s actually changing, when you’ll feel it, and what to do between now and then. New York drivers have spent years paying some of the highest auto insurance premiums in the country. The reasons are

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How much does Horse Insurance Cost?

Horse insurance is often more affordable than many owners expect — but how much equine insurance costs can vary widely depending on your horse, discipline, and the level of protection you choose. For example, insuring a $10,000 horse typically costs between $280 and $370 per year for mortality (life insurance)

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Marshall+Sterling and Guardian Revival Expand Impact+ Effort to Support Local Veteran Through Boots & Paws Partnership

Marshall+Sterling partnered with Guardian Revival’s Boots & Paws program to support a companion dog placement for a local veteran and first responder, advancing mental health, veteran support, and community resilience.

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Inside Our Culture of Performance and Accountability

Key Takeaways High-performing organizations don’t leave excellence to chance. They define it, reinforce it, and expect it every day. At Marshall+Sterling, that performance-driven company culture drives everything about the way we operate as an organization and as individuals. As an employee-owned company, success is shared, and so is the responsibility

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The Real Financial Impact When an Incident Shuts Down Your Camp Season

A storm or fire can shut down your camp season overnight. Here’s how to evaluate the financial impact and ensure your business income coverage reflects real exposure.

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The Biggest Insurance Mistakes Marinas Make (And How to Fix Them)

Many marina insurance programs are built for land-based businesses, leaving critical coverage gaps when incidents occur on the water. Learn the most common insurance mistakes marina operators make and how aligning coverage with maritime risk can help protect your operations.

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Workers’ Compensation for Transportation Companies: Managing Risk Across Trucking and Towing Operations

For transportation companies, workers’ compensation is more than a policy requirement, it’s a reflection of safety, injury response, and operational discipline. Learn how trucking and towing operations can reduce exposure and improve long-term outcomes.

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Understanding Captive Insurance: A Strategic Way To Take Control of Risk

Captive insurance allows disciplined companies to align insurance costs with their own loss experience rather than industry averages. Learn how captives work, when they make sense, and why they reward strong risk management.

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Marshall+Sterling Acquires Sidle Insurance, Expanding Risk Solutions in the Finger Lakes Region

Marshall+Sterling has acquired Sidle Insurance, expanding its presence in the Finger Lakes region and strengthening its ability to deliver integrated risk solutions for businesses, individuals, and families.

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2026 New Year’s Resolution – Get Horse Insurance!

For many of us, 2025 has been a wild ride — so after taking a collective sigh of relief, let’s get started making a plan to insure your horse for 2026! If the last few years have taught us anything, it is to prepare for the unexpected. That being said,

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Group Health Insurance Costs Are Projected to Rise 8.5% in 2026. Here’s What’s Behind It.

Health insurance costs are expected to rise 8.5% in 2026. Learn what’s driving the increase and how employers can regain predictability and control.

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