Leeds Branch Incubator and Start Up Companies
Resources for Incubator & Start-Up Companies... Click Here
- Start Up Companies
- Established Firms
- Incubator Centers
- Venture Capital Organizations
Technology Errors and Omissions
Designed for technology companies that customize products or sells pre-packaged software and hardware - i.e. software developers and component manufacturers. Coverage for negligent acts or errors and omissions; failure of technology services to perform as expected ... Typical operations that need this coverage are those involved with the:
- Consulting, design analysis, installation, training, maintenance, support, and repair of: software, wireless applications, firmware, shareware, networks, systems, hardware, devices or components
- Integration of systems
- Processing, managing, mining or warehousing of data
- Administration, management, operation, or hosting of another system, technology or computer facilities
- Manufacture, sale, licensing, distribution or marketing of: software, wireless applications, firmware, shareware, networks, systems, hardware, devices or components
- Design and development of code, software or programming
Technology Media Liability
Provides coverage for media injury such as:
Unintentional infringement of copyright, title, trademark, slogan, trade name...resulting from dissemination of material including advertising. Libel, slander, invasion of privacy, unauthorized use of media material in the advertising of others' products.
Crime
Data breach; wire transfers
Computer Protection
Computer systems fraud, telecommunications theft, denial of services, public relations crisis management....
Consequential Loss to Stock
Reimburses you for financial loss in situations where damage to one part of your inventory also reduces the value of related but undamaged components.
Equipment Breakdown Coverage
Today's small businesses have big equipment exposures and you want to insure against equipment breakdowns. This coverage pays to repair or replace your equipment in case of breakdowns caused by losses that are typically excluded from most business insurance policies like power surges, mechanical malfunctions, and boiler explosions. Among the many different types of equipment protected are computers, scanning equipment, phone systems, air conditioners, refrigeration systems, and many others.
Off-Premises Power Failure Coverage
Coverage will reimburse you for loss of business income if an off-premises power failure temporarily shuts down your business.
Package Policy
Provides both property and general liability coverage
Directors' & Officers' Liability
A specialized form of liability coverage for legal expenses and liability to shareholders, bondholders, creditors or others due to actions or omissions by a director or officer of a corporation or nonprofit organization. Often includes Employment Practices Liability -insurance for employers that covers wrongful termination, discrimination, or sexual harassment toward the insured's employees or former employees.
International Coverage
Insurance of an organization's business or property in a foreign country. "Home" refers to the country where the insured is domiciled and "foreign" to the territory where the risk or exposure is located.
Umbrella Coverage
A special liability policy that serves three main functions: provide high excess coverage over a primary or underlying liability policy; provide broader coverages than the primary liability policy, usually excess of a self-insured retention; and provide a drop-down feature that automatically replaces coverage provided by underlying policies when they are reduced or exhausted by losses.
Workers' Compensation
Insurance that covers an employer's responsibility to compensate injuries, illnesses, disabilities or death of employees, as prescribed by state workers' compensation laws.
Disability
Compulsory disability income coverage for injuries or illnesses not arising out of employment which must be provided by employers in a few states.
Life
Customized plans available
Health
And More...
Marshall & Sterling has the esteemed status of Platinum Agent for the Hartford Insurance Company (A.M. Best Rating "A+"). In addition, we represent the leaders in financially secure companies in the insurance industry (AIG, Chubb Insurance Group, Travelers, CNA, One Beacon...) as well as access to over 50 markets to meet the specialized needs of our clients.
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