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Group health plans and health insurance issuers are required to annually attest they are complying with the federal prohibition on gag clauses. The first gag clause attestation is due by Dec. 31, 2023, covering the period beginning Dec. 27, 2020, through the date of attestation. Subsequent attestations, covering the period since the last attestation, are due by Dec. 31 of each following year.

Small businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects on a business. One way businesses can protect themselves from the financial impacts of these occurrences is by securing business interruption insurance. This type of coverage can offer valuable assistance following a covered event. This article provides more information about business interruption insurance, including what it is and how small businesses can obtain it.

When outside temperatures begin to drop, one of the costliest consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, there are several ways to lower your utility bill while staying warm and cozy. With this in mind, consider these tips to reduce your monthly utility bills in the winter.

The holidays can be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. Here are a few pointers to help you stick to your holiday budget and manage your seasonal financial stress.

Amazon recently announced that it will offer Amazon Prime subscribers discounted One Medical memberships for an additional $9 per month ($99 annually). This announcement comes roughly one year after Amazon purchased One Medical, a virtual and in-person primary care service. A One Medical annual subscription currently costs $199. Amazon Prime members who sign up will receive One Medical at a $100 discount and can add up to five additional family members to their subscription for $6 per month per person.

The National Fire Protection Association stated Thanksgiving Day as the leading day of home fire reports, having 3-4 times more fires than any other day of the year. As we enter the holiday season, it's crucial to practice safety measures in the kitchen and safeguard your home, family, and assets with expert advice tailored for a worry-free holiday feast.

Annually, the Internal Revenue Service and Social Security Administration release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. Read more to view the figures for 2024.

During the winter season, businesses face a unique set of property challenges, including the risk of frozen pipes and sprinkler systems. These issues can result in costly damage, disruption of operations and potential safety hazards. It is essential to understand which pipes and systems are most vulnerable to freezing, the impact of cold weather on pipes and sprinkler systems, and how to take preventive measures to protect your business’s operations.

OSHA fined a New Jersey General Contractor $180,000 due to their safety negligence for not recognizing the hazards working near power lines. They allowed workers employed by subcontractors to work 5-7 feet from live power lines using scaffolds.

Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In fact, according to industry data, secondary perils have consistently accounted for over 50% of insured natural disaster losses in recent years. This article provides more information on secondary perils, including their impact on the property insurance market. It also offers tips on how businesses can mitigate associated risks.